A little guardian for what your home has built.
Your money, explained, and a plan for what's next. Nisse turns financial terms into decisions you understand, and maps out how to clear debt, grow savings, and reach your goals, solo or together.
Private beta · invite only · the demo uses made-up data and needs no account.
Plan with clarity
No more spreadsheets or hunting for bills. It's your command center, personalized to your finances and showing the cold, hard facts, alongside a little gnome guarding your gold and planning what's next.
Everything in one calm view
Bills and paydays, income, accounts, debts, savings goals, and credit, together on one dashboard. Look at yours, your partner's, or both together.
Ask Nisse
Bring the big, complicated questions. Nisse breaks them down step by step, using your own numbers, never made-up ones.
“I just got a $15,000 bonus. Should I pay down my credit cards, put it toward my car loan, or save it for a down payment? What would each do to my credit and my monthly budget?”
A what-if simulator
Map out a plan to clear all your debt, then tweak it to fit your life, like an extra payment, a windfall, or a new bill, and see the outcome before you commit.
Mortgage-ready and credit strategy
See your credit the way a lender would: the score they'd likely use for your household, and which steps could help each factor.
Solo or together
Perfect on your own. Add a partner anytime: shared, separate, or somewhere in between. Each of you chooses what's shared, and whether the other can view or edit.
Private by design
Only you, and a partner you invite, can see your numbers in Nisse. Your data is never sold, and bank links are read-only.
Also inside: debt payoff plans, a solar check-up, contract reminders, and your year in review.
More than another budget app
Here's what Nisse does differently.
Named for a little guardian of the home
- In Scandinavian folklore, the nisse (in Norway and Denmark; the tomte in Sweden) is a small household spirit.
- He's often pictured as a little bearded man in a red cap who quietly looks after a family's home and farm, especially at night.
- Treat him with respect and care, and he rewards the household. Tradition says to leave him a bowl of porridge with butter on Christmas Eve.
- Neglect or disrespect him, and he gets a little mischievous.
- Quietly watches over your household's money.
- Rewards steady care: small, regular habits add up.
- Never judges. Every home has its seasons.
No porridge required. (But we won't stop you.)
Built to be careful with your data
Your money is personal. Nisse keeps it that way.
- We never see your bank passwordBanks connect through Plaid on your bank's own screen. Access is read-only.
- Your dashboard is yours aloneEach person has a private login. A partner sees only what you choose to share.
- Answers from your own numbersAsk Nisse reads only your data and never invents figures. It's guidance, not licensed financial advice.
- Delete everything, anytimeOne button disconnects your banks and erases your account and all your data.
Come in, the porridge is warm
Princess Plum and Gus let Nisse look after their money, and the door's open for a visit. You'll see bills, goals, credit, and Ask Nisse, all with pretend money. No sign-up, just wipe your boots.
Want to know more?
Leave your name and email and we'll let you know when Nisse opens up to more people. This doesn't create an account.